Loanbaba - Personal Loan App

Best Instant Personal Loan App in India - Get an Instant Small Personal Loan of up to Rs. 100,000 in just 30 Mins by applying for our flagship product Small Cash Loan.

Also access EMI Calculators, Loan Eligibility Calculators & much more with the loanbaba app.

With Loanbaba App powered by loanbaba.com, you can take an Unsecured Personal Loan to bridge the gap between the urgent need for finance and your salary credit. Many take our Instant Personal Loan for - education, buying gadgets, paying pending bills, travel, medical emergencies and just about everything.

***BEWARE OF OTHER FAKE IMPERSONATING LENDING APPS ON PLAY STORE, THIS IS THE ONLY OFFICIAL PERSONAL LOAN APP BY LOANBABA.COM***

Advantages of loanbaba App:

• Lending via RBI Registered & Regulated Non Banking Finance Company (NBFC) viz. Amros Commercial Pvt Ltd. ( https://www.amros.in )

• Completely Paperless Application Process

• Completely Digital RBI Approved Video KYC Process

• Highly Secure HTTPS with 256 bit encryption, your Data is in Safe Hands!

• No hidden charges

• ZERO pre-payment/pre-closure charges

• Easy Repayments: You can choose tenure up to 18 months and can foreclose anytime.

Key Features of Small Cash Loan, the Instant Personal Loan product:

✓ Loan up to Rs. 100,000. No collateral needed

✓ Loan Sanction in 5 mins, Disbursal in as low as 30 Mins! *

✓ Tenure: 3 months to 18 months

✓ Interest rate from 18% to 48% per annum  

✓ Processing Fee: 2% to 5% OR Rs. 500, whichever is Higher

✓ GST on Processing Fee: 18%

*Subject to Customer completing full on-boarding journey.

How to get started?

• Install loanbaba Android App

• Select Small Cash Loan and Apply

• Verify your Internet Banking when prompted

• Accept Loan Terms and select Tenure

• Keep your PAN Card and Aadhaar Card Handy and complete Video KYC

• Configure Auto Debit

• eSign Loan Agreement

• Loan is Disbursed!

Personal Loan Example: 

Loan Amount: Rs. 50,000

Tenure: 12 Months

Interest: 20% per annum

Processing Fee: Rs. 1,500 (3%)

GST on Processing Fee: Rs. 270 (18%)

Total Processing Fee Including GST: Rs. 1,770

Amount Disbursed: Rs. 48,230

Total Interest: Rs. 10,000

Total Payable: Rs. 60,000 (Principal + Interest)

EMI: Rs. 5,000

Eligibility Criteria:

• Indian Citizen

• PAN Card & Aadhaar Card Mandatory

• Salaried Individuals Only

• Above the age of 23

• Rs. 20,000 Minimum Net Monthly Salary

• Cash Salary not acceptable

Documents Required:

• PAN Card

• Aadhar Card

• Current Address Proof

• 3 Months’ Bank Statement

Customer Risk Profile wise APRs Personal Loan:

• Low-Risk Profile - 18% to 24% APR

• Medium-Risk Profile - 24% to 36% APR

• High-Risk Profile - 36% to 48% APR

Operational Cities:

We are operational PAN India.

Our Lending Partner

Amros Commercial Private Limited ( https://www.amros.in )

Become a Business Associate:

• Become our Business Associate, start referring leads and start earning commission on every disbursal.

• Simply Enroll as a Business Associate through the Business Associate Section in the App, and start earning.

Email Us: customersupport@loanbaba.com

Registered Office:

Sahas Technologies Private Limited,

703, Akshar BlueChip IT Park, 

Turbhe, Navi Mumbai – 400705

Social Media Handles:

Facebook: fb.com/theloanbaba

Instagram: @theloanbaba

Twitter: @loanbaba

Proudly Made in India.